Have they reached some sort of benchmark in the electronic digital banking reformation? Probably…it seems they have made so much progress. Also remember all this liquidity in the banks from the stashes and hordes of currency now being deposited… Please connect the dots and see the oncoming storm of prosperity coming to Iraq. Remember that we investors partake in this wealth when it comes to Iraq, but only when it comes as a byproduct of all these reforms. Yes, when they finally move to FOREX… the plan and thus the execution of the process for the plan is moving forward nicely…it seems at a more rapid pace as we near the end of this year.