In Jeff 

Iraq started off they achieved stability. What did they do after they achieved stability?  August through October they went from the U.S. to Europe to put all of these agreements in place to create their reforms. Once they got the reforms dialed in the next step they went to is positioning the money. They are positioning the money right now. One of the steps for positioning the money is the rate change. The rate has to change before the reforms can be implemented. But that’s why they’re positioning the money right now. Again, one of those steps is the rate change.