The government needs to…make significant strides towards stopping bribes, payoffs, money laundering and theft.  CBI still as far as I know has not implemented Deposit Insurance. The safeguard is an absolute must for investors to bring their money to Iraq.  And lastly I believe the CBI needs to accept the conditions of IMF Article VIII to allow freedom of movement of capital. In other words allow investors to get their profits out.  These are not all mandatory but are significant enough to stop investors from bringing their capital to Iraq. And after all what we’re looking for is significant investment capital to begin to create a private sector.