In larrykn 

[Anyone heard of an article from Union Bank of Iraq about salaries being deposited in the Iraq citizens master cards?] Everyone thinks because they are using the cards the rate change is here…it’s not. Not till they go into Art 8 and change the rate at the CBI…they are not in Article 8 yet. They can put it on the card but until they change the rate it doesn’t affect us…once they change the rate then you can get excited.