Frank26 

Question “I’m new here…when this blessing comes would you suggest to take all of it at once or just a little bit?”  That’s your prerogative.  I cannot guide you.  Yeah, it’s a speculative investment but logic says check it out, see what the rate is, if you like it exchange what you got.  If you think it’s going to go up in value internationally on a float, exchange a little and hold on to some.  You have to make that decision.  I cannot tell you on a speculative investment. [Note:  Consult your investment advisors at the appropriate time to construct a cash out plan that’s best for your unique circumstances.]