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Question:   “What type of paperwork has to be created with the exchange…Not every teller can open a savings or checking account.”  There is always an account manager or membership manager and all Bank managers and assistant managers can open accounts. If you want to make an exchange then you can also use your existing bank account no matter who it is. Just supply the routing number and account number…In my case, my bank has its SWIFT management apparatus through Wells Fargo so although I don’t have, nor do I want a Wells account, my deposit will be just as fast. My SWIFT number is a WFXXXX number even [though] my bank is not a Wells bank.