If…you only have 500,000 dinars, [a bank’s] wealth management department probably won’t talk to you. That’s why you need a team. Now the wealth management department is your team. They got the lawyer…trust funds…they can even collect taxes…They got everything you need in the wealth management department of a bank. There’s your team. But I also want to caution you. Chase Bank is in cahoot and partnership with JP Morgan… JP Morgan answers to the bank. JP Morgan does not answer to you. You must make the decisions that JP Morgan brings you as options...So as much as you may say, ‘Okay I’ll use the team the bank has.’ Just be aware that that team works for the bank not for you and at your expense they will make a profit for that bank.