[Iraq boots-on-the-ground report] FIREFLY: The governor of the Central Bank Alaq just announced that on Saturday there is an imminent transformation of banks…pointing out that Iraq will witness a comprehensive digital transformation in the financial sector. On a program rate? FRANK: No not on a program rate. This is another indication, another hint, another clue that points in the direction of where we’re going. All of this is preparation. All this preparation we are witnessing is not for a program rate and the world knows it.