Article: “IS IT TIME TO REMOVE THE ZEROS?” Article Quote: “…with the use of electronic payment operations, the environment will be mature and acceptable for the idea of implementing the decision to delete zeros, and the process will be automatic without the citizen feeling it.” …the CBI wants this event to be almost transparent and smooth to the citizens…the solution is to digitize, then this will enable them to switch out the currency almost seamless to the citizens…They must implement the digitization program first in ALL banks… Iraq is optimistic in getting the electronic initiative completed sooner than later. They are not talking about years.