Dinar Updates – Excerpts & Highlights
larrykn says():boy the news was so good yesterday I wonder what today will bring 🙂
larrykn says():I think we are real close now 🙂
Dinar Investor says():I’m still waiting on that package of laws being presented to parliament for vote thats what I’m looking for prior to rv jmo
Horsegal says():Could that mean that the amnesty law was done?
larrykn says():could be but I don’t think any of those law has to do with the rv
larrykn says():horsegal I was thinking that myself
Dinar Investor says():Could be behind doors without media attention but as far as it being in ink I can’t find anything. I wouldn’t assume until confirmation…
larrykn says():but if I don’t see it in ink I would say no
larrykn says():but they did replace those judges that were behind maliki
Dinar Investor says():I see it having connections with procesucting Maliki those laws
Horsegal says():Where is Mahmoud these days?
rcookie says():GM DU……
Larrykn says():this RV could come down anytime now, if that don’t get you excited you better check your pulse lol
Dinar Investor says):Been in this ride of over 10 years. It’s really really hard to get excited lol. I think my skin is rock hard by now
Dinar Investor says to larrykn():Exciting times indeed. I just wish we knew the checklist for moving to market economy…
larrykn says(7:29 AM):yep not sure if they have anything left but just doing it
rcookie says():THE CHECKLIST IS IN THE IMF LETTER OF INTENT…MEFP (MEMORANDUM ECONOMIC & FINANCIAL POLICES..& TECHNICAL MOU….
WAS GOING THROUGH ALL DAY YESTERDAY TO SHOW THE BRILLIANT RESULTS IRAQ HAS SHOWN (HONOR ROLL) AGAINST THESE MANDATES AND TASKS…
AND DELIVERED EARLY ON….WE KNOW WHAT THEY HAVE TO DO AND WHEN THEY HAVE TO DO IT BY….
WE KNOW THE LAWS AND MECHANISMS THAT ARE NEEDED….AND THEY ARENT AMNESTY ….
larrykn says():I agree rcookie amnesty isn’t apart of it but they will need it to get maliki
rcookie says():WE KNOW THE ITEMS ON THE CHECKLIST THEY HAVE ACHIEVED JUST IN THE LAST FE DAYS….
rcookie says():AMNESTY IS HUGLEY IMPORTANT TOWARDS NATIONAL RECONCILIATION….AGREED!!
Dinar Investor says():ok whew! made it
rcookie says(7:48 AM):BUT OBEIDI JUST ANNOUNCED ON THURSDAY…WHAT WE HAVE BEEN SAYING FOR A YEAR…
THE LAUNCH OF COMPULSORY MILITARY SERVICE (CONSCRIPTION LAW) THAT IS BEING IMPLEMENTED INSTEAD OF NATIONAL GUARD LAW (CONSENSUS LAW) WHICH WILL NEVER PASS IN PARLIAMENT…
larrykn says():rcookie are there any of these laws that need to get done before RV right now
Cricket22 says to subgirl():I hope she feels better real soon.
rcookie says():YES…..ITS IN THE IMF LOI/MEFP/TECH MOU….AND HERE IT IS….
subgirl says to Cricket22():me too! I have to work tomorrow and Wed. but will be there the rest of the week….
Dinar Investor says():I take mucinex when I’m not feeling well clears it right up! downside is its super expensive with the expectorant in it
Cricket22 says to subgirl():Work will be bad word soon. 😀
Dinar Investor says():Odd the pills never work but the liquid always does
subgirl says to Cricket22()::Dyep
Dinar Investor says to Cricket22():Tell me about it. I can’t wait to leave my job. It was just to hold me over until college is finished anyways. 🙂
monique13 says():Bring it rcookie!!! hey everybody 🙂
larrykn says():monique13 gm and I’m waiting too 🙂
Woodywoodpecker says(7:56 AM):GM all from the trees of EAST TEXAS
monique13 says to larrykn(7:56 AM)::)
Cricket22 says to Dinar Investor():I know the feeling…I can’t wait to retore and life live to it’s fullest. 🙂
larrykn says():we must be getting close this room has a lot of people in it, seems we are all waiting for something 😀
Cricket22 says to Dinar Investor():I want my money to make money for me.
Cricket22 says to Dinar Investor():I will work smarter, and not harder. 😀
subgirl says to rcookie():go ahead rcookie 🙂 sorry about that…
Dinar Investor says to Cricket22):Same. I don’t want to work for my money anymore. It’s going to be the other way around after RV.
Cricket22 says to Dinar Investor():Right 🙂
larrykn says():me too , I’ve talked to a lot of people for after RV 🙂
Cricket22 says to rcookie():Sorry! Bring it on hun 🙂
subgirl says to rcookie():] rcookie: YES…..ITS IN THE IMF LOI/MEFP/TECH MOU….AND HERE IT IS….
Dinar Investor says():I’m not materalistic either. That’s a good thing. I do need a reliable car and my own property of course
rcookie says():FINANCIAL MANAGEMENT LAW (NEW DRAFT)…IN LINE WITH WB & IMF COMMENTS ON THE LAST DRAFT SUBMITTED TO THE SHURA COUNCIL BY END OF FEBRUARY…..
Cricket22 says to rcookie():My birthday is in Feb. 😀
larrykn says():so we are waiting for them to get back in Feb
rcookie says():DO YOU GUYS REALIZE HOW FAR AHEAD AND HOW MUCH OF THIS THEY HAVE DONE AND COMPLIED WITH…..
subgirl says to rcookie():no I don’t think so?
larrykn says():I know they got a lot of these laws that had to Feb to get done, done already
subgirl says to rcookie():I am very excited tho!! 🙂
Cricket22 says to subgirl():Ditto girl! 🙂
Dinar Investor says():No it’s hard when you are distraught from negative news all the time sometimes you don’t pick up the good stuff
Dinar Investor says():Too smokey we need some air purifiers in here lol
rcookie says to larrykn():NO THIS IS ONGOING…..THE DATES ARE REVIEW STATUS CHECKPOINTS TO MEASURE AGAINST GOALS & TASKS…..
THEY HAVE BEEN DOING THIS ALL THROUGH 2015…ALL THROUGH 2011 ACTUALLY…WHEN THE 1ST LOI/MEFP/TECH MOU CAME OUT….
angus says():rcookie do I need to go and buy a white board to write all this on to keep up with it…. I really don’t know how you guys do it…. But I thank you.
Dinar Investor says():I have a white board LOL
Cricket22 says to angus():Ditto
Dinar Investor says():Need come color though I only have black markers…
rcookie says to larrykn():RIGHT… LIKE AMENDED INVESTMENT LAW HAD END OF FEB…AND WAS PUBLISED IN GAZETTE JAN 23RD!!!!
monique13 says():I bet this is what cookie looks like right now (Tp)
larrykn says():yes that was a biggy 🙂
Dinar Investor says():I was pleasntly surprised about the investment law 🙂
rcookie says to larrykn():HERE IS ANOTHER INSIGHT AS TO WHY CUSTOMS TARIFFS ARE NOT AN OPTION IN BUDGET ….
AND UNLIKE ANY YEAR EVER….EVER….EVER….
Dinar Investor says():actually decided to get red wine that night
Cricket22 says to subgirl():Oh WOW!!!!!!! I am watching this from facebook right now. https://www.youtube.com/watch?v=9wWy…ature=youtu.be
larrykn says():the signing of the agreement with that bank was a biggy yesterday too 🙂
Dinar Investor says to larrykn():just amazing news as of late 🙂
larrykn says():yes it is 🙂
sassy says():Wondering about the depositor insurance law
sassy says():I believe that one is so important
Dinar Investor says():oh like FDIC? Is there any ink on that being done already? I don’t remember
rcookie says():THE IMF HAS TOLD THEM AS THEY CREATED BUDGET TOGETHER (WAS CO AUTHORED) THEY MUST HAVE CERTAIN NON OIL REVENUES…THAT MUST COME FROM CERTAIN AREAS PERCENTAGE WISE…
AND TO COUNTER BALANCE….CERTAIN PERCENTAGE OF NON OIL EXPENDITURES……THIS IS IN THE “FISCAL PROGRAM 2016” SECTION NO.25 (PAGE 7)….
larrykn says():gm sassy, yes that is important we might have to wait till parliment gets back to see some of these laws
sassy says():dinar Investoe yes that one. Have not seen that one passed
rcookie says():Fiscal Program in 201625. On October 18, 2015, the government approved a draft budget for 2016 with a non-oil primary deficit of ID 78 trillion (57 percent of non-oil GDP) with a large amount of foreign financing.
In light of the adverse market conditions (¶10), the government decided to reduce its foreign financing forecast and introduced amendments to the 2016 draft budget to parliament on December 2, 2015 that target a slightly lower non-oil primary fiscal deficit of up to ID 77 trillion (56 percent of non-oil GDP; prior action for management approval, Table 2) with financing tilted towards domestic sources.
This will be achieved through the implementation of the following measures:
sassy says(8:10 AM):larrykn yes I am sure and when do they come back?
rcookie says():AND THIS IS WHY TARIFFS ARE NOT AN OPTION……
larrykn says():feb 6 I believe
sassy says():larrykn thanks
rcookie says():* collect at least ID 8.8 trillion (6.5 percent of non-oil GDP) in non-oil revenue, out of which ID 1 trillion from an increase in wage taxation; and
rcookie says():BY THE BUDGET…THEY MUST COLLECT AT LEAST 8.8 TRILLION IQD IN NON-OIL REVENUE OF WHICH ONLY 1 TRILLION CAN COME FROM THE WAGE TAX INCREASES!!!!
larrykn says():so the rest comes from investments, agucalture tariffs ?
jd says():How would you like being the lucky person colleting thoose taxes from the Iraqian people??
rcookie says():WHERE DO YOU THINK THE REST IS COMING FROM….LOOK AT THE BUDGET….NON OIL REVENUE STREAM OPTIONS ARE N OT EXACTLY FREE FLOWING….
rcookie says():AND HERE IS BACKSIDE…NON OIL EXPENDITURES…
rcookie says():contain non-oil primary expenditure to ID 86 trillion (63 percent of non-oil GDP). This containment of non-oil primary expenditure at a level slightly higher than the low level programmed in 2015 will be obtained again mostly by the postponement of lower-priority non-oil investment projects to later years.
rcookie says():SO THEY ARE PUSHING OFF SOME OF THE NON OIL INVESTMENT PROJECTS TO LATER YEARS…..FISCALLY SOUND…CANT SPEND ON SOMETHING YOU CANT PAY FOR…..WOW!! WHAT A CONCEPT!!!
rcookie says():THERE IS NOT A SINGLE ITEM…AS YOU GO THROUGH THE NUMBERED MANDATE BULLET POINTS….THAT HAS EVER HAPPENED IN IRAQ….EVER
rcookie says():LIKE….SURVEY…AUDIT…AND PAY DOMESTIC ARREARS…AGAIN A TASK FOR END OF FEBRUARY….
rcookie says():Survey, audit and pay domestic arrears. As a first step, the Ministry of Planning will complete, by end-February 2016, a survey of domestic arrears on investment spending accumulated by all ministries as of end-September 2015 (structural benchmark, Table 2) and the Ministry of Finance will complete a survey,
also by end-February, on current spending arrears accumulated by the same units as of end-September; in addition, similar surveys of arrears as of end-December 2015 by end-March 2016, and as of end-March 2016 by end-May 2016 will be completed.
On the basis of each of these surveys, the government will prepare plans for the orderly payment of the arrears, which will include an independent audit of the arrears and a repayment schedule in line with the government’s financing capacity.
As of end-April 2015, the government identified ID 7.3 trillion in domestic arrears, out of which ID 5 trillion accumulated in 2015 (¶13); the Board of Supreme Audit will audit these arrears to check th
Cricket22 says to rcookie():Wow! You are on fire! …
rcookie says():MINISTER OF PLANNING….CREATED THIS SURVEY AT END OF SEPTEMBER 2015…AND IS SCHEDULED FOR PERIODIC STATUS REVIEWS….DECEMBER 2015…FEBRUARY 2016…AND WILL BE COMPLETED MAY 2016……
rcookie says():THEY ARE ON PROGRAM!!…….
monique13 says():ahead of the program!! (y)
Cricket22 says to rcookie():NICE!!!! TY 🙂
rcookie says():AND ARE PAYING ARREARS!!!…GO AHEAD FIND ME A REPORT THAT SHOW IRAQ ACTUALLY PAYING DOMESTIC ARREARS FROM BUDGET IN THEIR HISTORY…..EVER..EVER….
rcookie says():HERES SOMETHING ELSE THE IMF HAS MANDATED….ON OUR CHECKLIST…IN WRITING TO BE LOOKING FOR FROM IRAQ…..
rcookie says():NO GUESSING….GURU BS HYPE…POSTULATING….ITS FROM THE IMF…IN INK…THINK THIS IS IMPORTANT….
rcookie says():Take steps to move to a Treasury Single Account (TSA); as a first step, the Ministry of Finance and the CBI will, by end-February 2016, compile a list of all bank accounts controlled by the Ministry of Finance and all spending units and sub spending units of the federal government,
in CBI, state-owned and commercial banks; details should include balances at end-December 2015, account number, title, location, purpose, authority, and signatories (structural benchmark, Table 2).
rcookie says(8:27 AM):END OF FEBRUARY 2016….WE KNOW THEY HAVE BEEN WORKING ON FROM REPORTS….
rcookie says(8:28 AM):WONT THAT BE AN INTERESTING REPORT TO SEE….ALL OF THE MINISTRY OF FINANCING BANK ACCOUNTS…SPENDING UNITS & SUB SPENDING UNITS OF FEDERAL GOV’T & CBI…STATE OWNED COMMERCIAL BANKS…
rcookie says():WOW TO BE A FLY ON THE WALL WHEN IMF & WB AUDITORS GET TO THAT REVIEW….LOL….
rcookie says():LIKE SOMEONE PUMPING LAUGHING GAS THROUGH VENTILATION DUCTS…LOL
rcookie says():HERE IS THE FACE OF 1 OF THE IMF AUDITORS…8-|
rcookie says():SORRY..EVERYONE SLEEPIN..ZZZZZZZZ
jimplants says():nope just amazed at your insite and knowledge
nick says():rcookie thats what my face looked like last night after news
jimplants says():what you are doing is serious no need for idle chatter
rcookie says():EVERYONE SEE ABADIS INTERVIEW….
efriscone says():Rcookie: So you thinking we should see something possibly by the end of Feb?
rcookie says():YOU COULD TAKE EVERY US PRESIDENTIAL NOMINEE FROM BOTH PARTIES…ROLL THEM UP IN A BALL…AND THEY WOULDN’T HAVE 1/1000 THE POISE…PRESENCE…STATESMANSHIP…ARTICULATION AND ACUMEN AS ABADI…
jd says()We just need a date rcookie.
larrykn says():I agree not to many people could do what abadi as done in this past year, to bring a country back from being bankrupt
rcookie says to jd():YOU ARE NEVER…EVER…EVER GOING TO BE GIVEN A DATE…FROM ANYONE….IF YOU JUST EMBRACE THAT CONCEPT THE ANGST WILL LIFT..
rcookie says():HE DID ANOTHER INTERVIEW WITH CHRISTINE AMANPOUR…THIS TIME WITH LEBANONS SALAM…TALKING ABOUT ISIS SITUATION…AND DISPOSITION OF IRAQ….DONT NEED GURU SPECULATION…HERE HE IS.. http://www.cnn.com/videos/world/2016…ists/amanpour/
cowboywads says():RCOOKIE nice to wake up to this caliber of news <just drinking my coffee , takin it all in> thank you very much lol
efriscone says():Rcookie: So you thinking we should see something possibly by the end of Feb?
wisconsindinar says():Yes I agree Cowboy…thanks rcookie good stuff!
Cricket22 says to magnetlady():rcookie has been on a roll.
magnetlady says():The storm that hit down here they said broke a 28 year record. They just don’t have that kind of weather here.
Cricket22 says to magnetlady():Wow! That was what we experienced 2 years ago. Do you remember?
magnetlady says():I saw some of that when I got in the room, I’ll have to go to copied chat and read.
Cricket22 says to magnetlady():My shoving days. 😀
homie says():thanks for the link rcookie, real news
Cricket22 says to magnetlady():shoveling*
Cricket22 says to rcookie(Yes, Thank you…Thank you ..Thank you for all your knowledge you share. It means a lot. (F)
rcookie says():THERE ARE 4 OTHER ITEMS…1 OF THEM IS ALREADY DONE….2 OF THEM HAVE APRIL REVIEW DEADLINE…
rcookie says():WANT THEM..?
Cricket22 says to rcookie():Of course
rcookie says():Design and implement, with the IMF technical assistance, a commitment control system for budget execution that is based on a comprehensive financial plan for budget execution.
Woodywoodpecker says():do what????? lol
rcookie says():THIS IS DONE..AND IMF AND UN ARE THERE TO OVERSEE….ALONG WITH SEAMLESS TRANSITION OF POWERS TO PROVINCES…AS THEY RECEIVE THEIT BUDGET ALLOCATIONS AND DISBURSEMENTS….
rcookie says():HERE ARE THE OTHES…
rcookie says():Design and implement an Integrated Financial Management Information System (IFMIS) with the assistance of the World Bank; as a first step, adopt, by end-April 2016, a road map detailing its core functional requirements,
such as: the chart of accounts, multi-year expenditure tracking; carry-over of resources from one year to the next; and management of advances and cash management arrangements.
sophie1 says to rcookie():you are soooo amazing!! thank you so much!! great way to start the day!!!!
rcookie says():THEY HAVE BEEN TASKED WITH THIS SINCE THE 2011 IMF LOI/MEFP/TECHNICAL MOU….
rcookie says to sophie1():AND THATS AN APRIL CHECKPOINT..
rcookie says to sophie1():HERES ANOTHER…
rcookie says to sophie1():YVW!
rcookie says():Implement Public Investment Management (PIM) reform with the assistance of the World Bank. On October 18, 2015, the Prime Minister issued a decree endorsing the Public Investment Management Decision Process Framework in line with World Bank recommendations covering investment selection, implementation, and ex-post evaluation.
By end-April 2016, the federal Ministry of Planning will set up a central PIM unit that will screen projects based on feasibility studies and develop and manage the Integrated Bank of Projects (IBP) to be operated as a sub-system of the existing Iraq Development Management System (IDMS).
larrykn says):Iran PM is in Italy now, wonder what he wants mmmm
rcookie says():SOME OF THIS PROGRAM IS ACTUALLY INTEGRATED TO 2016 BUDGET…
scarby says():Excuse my ignorance, but what is IMF LOI/MEFP/TECHNICAL MOU….
rcookie says():AND HERE IS ONE THAT WILL PROBABLY KNOWN AS “MALIKI REPORT”….LOL
rcookie says():Implement the existing asset declaration procedures for high-level officials in order to improve governance and enhance anti-corruption efforts; the Public Integrity Commission will continue to publish the names of those who fail to submit their annual declaration.
rcookie says():LETTER OF INTENT….MEMORANDUM ECONOMIC & FINANCIAL POLICIES…TECHNICAL MEMORANDUM OF UNDERSTANDING…
scarby says to rcookie():Thanks! :-*
rcookie says():MALIKI IS THE CENTERFOLD FOR THAT ONE…LOL
rcookie says to scarby():YVW!
CanuckLady says to rcookie():Good morning rcookie, hard at it again this morning, thanks so much
CanuckLady says to rcookie():Maliki in a centerfold ……. yuck
wisconsindinar says():The question is IMO, do they follow the structured path Rcookie just layed out or do they jump and raise the value of the Dinar to fill the budget gap as some of last weeks articles suggested?
rcookie says():THE BANKING SUPERVISION ITEMS BEGIN WITH THE 2 BIG STATE BANKS OVERVIEW…WHICH WE HAVE BEEN READING ABOUT DAILY…AND SHOWS THE 1ST STEP TO RESTRUCTURE THESE BANKS BY END OF FEBRUARY…..
rcookie says to CanuckLady():GM!! YVW!
CanuckLady says to rcookie():Wow lots of new faces in here
rcookie says():THIS IS LIKE FINDING DENVER’S PLAYBOOK….
jimplants says():thank you for the insite at some point they will need a real number to do these calculations if in face they do not already have one
CanuckLady says to rcookie():End of Feb, we are moving in on that fast
rcookie says():banks (SOB) of which one is an Islamic bank, 32 Iraqi private banks, of which 6 Islamic banks, and 17 foreign branches, of which 5 are Islamic banks. The SOBs dominate the financial sector and account for the bulk of assets and credits.
Three of the SOBs, Rafidain Bank, Rasheed Bank and Trade Bank of Iraq (TBI), cluster around 89 percent of the banking system’s assets. The financial positions of Rasheed Bank and Rafidain Bank are fragile following years of quasi-fiscal operations.
As a first step to restructure these banks, the Ministry of Finance will, by end- February 2016, appoint international auditors to audit the latest financial statements of Rasheed Bank and Rafidain Bank according to international standards (structural benchmark, Table 2), in cooperation with the Executive Committee for the restructuring of these banks and the World Bank.
monique13 says():I listened to part of the interview with Abadi..he said he got money from Kuwait and wants others to help as ….didn’t the US help with planes and boots?
Baxter1243 says():End of Feb? really?
rcookie says():HE WAS TALKING ABOUT HUMANITARIAN AID FROM THE OTHER ARAB NATIONS WHO HAVEN’T DONE DIDDLY…..
CanuckLady says to rcookie():Leap year that gives them an extra day
love it 2 says to Baxter1243():looks like “events” needed..not a Rv then
monique13 says():oh, ok, thanks
rcookie says to Baxter1243():BAX ..DO YOU SEE HOW ALL THE REPORTS ABOUT 2 BIG STATE BANKS CONTROLLING TOO MUCH OF IRA’S ASSETS AND NOT GIVING ENOUGH RETURN TO GDP…
rcookie says to Baxter1243():TOO*
love it 2 says to Baxter1243():needed and completed …sorry for the confusion 🙂
Baxter1243 says():Yep.. I saw that..
CanuckLady says to Baxter1243():Banks need to be restructured by then not “The Date”
Baxter1243 says-):they are crooks.. most likely..
rcookie says():AND HERE IS WHAT IMF IS LOOKING FOR CBI TO DO….
love it 2 says to CanuckLady():thnx thats what i was thinking also 🙂
rcookie says():29. The CBI will continue to implement reform measures to enhance the stability of the banking sector in Iraq which includes inter alia:
CanuckLady says to love it 2():Would be nice if that was “The Date”
rcookie says():Introducing the international bank account number (IBAN) system in Iraq;
rcookie says():Increasing the capital requirement of banks to ID 250 billion ($214 million), a level to which all private banks except one have increased their capital;
love it 2 says to CanuckLady():would be yes…highly unlikely tho 🙁
rcookie says():Contracting a consultant to assist the CBI in rating banks, whereby they rated 17 banks: three banks were rated “satisfactory”, eight banks rated “fair” and six banks “marginal”;
rcookie says():Contacting a consultant to assist the CBI in upgrading the prudential regulations on “Liquidity” and “Capital Adequacy Ratio”;
love it 2 says to CanuckLady():still IMHO ..too much to be done …they may be showing things being doen…but in no way will they EXPOSE a date ….they be crazy to do such a thing
rcookie says():Working on reviewing and assessing CBI prudential regulations with the assistance of the IMF Middle East Technical Assistance Center (METAC);
love it 2 says to CanuckLady():tho it is nice to see “what appears” to be getting done..lets hope and pray its so 🙂
rcookie says():THIS ONE ALSO RECENTLY DONE..
CanuckLady says to love it 2():Agre with you, they will never preannounce The Date
rcookie says():Preparing a Deposit Insurance Scheme which stipulates the establishment of a corporation to be licensed by the CBI, of which banks will have the opportunity to take a share in the capital;
rcookie says():AND THIS ONE IS HUGE….THINK ABOUT ALL THE REPORTS OF SUB PRIME LENDING IRAQ BANKS CONDUCTED…
rcookie says():Contracting a private firm to provide the CBI with a credit registry system for sharing information among banks on their common existing and potential borrowers;
CanuckLady says to love it 2():rcookie and the other newshounds are reporting tons of stuff getting done
rcookie says():AND THIS ONE IS DONE…
rcookie says():Issuing a banking law for financial institutions offering Islamic services; and
sassy says():So the depositor Insurance law is done?
love it 2 says to CanuckLady():yes done..and thats always a plus…. but i have to rmain “grounded” seen lots of htings done….but still waiting on the RV has become second nature for me 🙂
rcookie says():Penalizing financially and administratively banks and non-banks financial institutions for anyone-compliance with laws and regulations in force.
sassy says():Has it been passed in Parliment?
CanuckLady says to love it 2():We all have to stay grounded and learn as we wait
sassy says():To me this is huge
CanuckLady says to love it 2():we are watching the rebirth of a nation
CanuckLady says to love it 2():history being made
love it 2 says to CanuckLady():i’m not disagreeing with rcookie….just staying “grounded” is all… i like whats being posted ….but have to stay level headed for disappointments also 🙂
kathi says to rcookie():Excellent news!! We are watching all come together!!