Frank26   

How much should you exchange [when the time comes]?  That’s based on your needs.  Personally I was going to exchange 10% and hold on to 90% and watch it go up in the float.  But I’ve changed my mind…It seems to me if I did the opposite, if I exchange 90% and invested it properly, by the time I waited for it to go up in the float it’ll already be where I started... [Note:  Consult your financial and asset protection advisors at the appropriate time to determine the best exchange strategy for your unique circumstances.]