Frank26

  ‘Tiers’ is garbage.  Tiers…want you to think if you don’t get in with us right away you’re not going to be in ‘tier 1’ or ‘tier 4’ and all this nonsense.  What?!?  The closest thing might be that when you go and talk to JP Morgan, Merrill Lynch, Schwab, they may have tiers based on how much money you got.  But the ‘tiers’ they’re talking to you about is a bunch of bull ka-ka.