[Iraq boots-on-the-ground bank report] FIREFLY: Bank friend doesn’t know [the new rate] but his opinion is we won’t see a recent rate when the change comes… FRANK: A “recent rate” – 1200…we won’t see those rates. FIREFLY: Because when the change does come there is way too much being counted on this new rate and much is needed to be done to go back to the ‘recent rate’ of 1200…these are exciting times and they are almost upon us…