Frank26 

The rate out in the market, that’s where they’re inflated. They’re around 1400 something…and they rip them off because it’s [the official rate] is 1310.  The difference is the profiteering, the ripoff to the Iraqi citizens.  Why do the Iraqi citizens go to these people?  Because it’s more convenient…and they don’t trust the Iraqi banks.  But these exchange centers are going away…They got neutered…As this gap gets closer and closer you’re going to get a 1 to 1 rate.