Here’s one I get a kick out of, ‘Hey Frank what I belong to is tier 4. What tier do you belong to?‘ The ones coming out of my eyes! There are no 1, 2, 3 , 4 tiers. It’s illegal. It would be impossible…No. There is no such thing as tier 1, 2, 3 and 4. Everyone goes to the bank and exchanges and that’s it. Nobody gets treated special…
