If they [the bank] made a profit off of you, shame on you. Don’t let them make a profit off of you. You’re Mr. Clampett and they’re Mr Drysdale. Act accordingly. You have the power. I don’t care if you go in there with 500,000, 100,000, don’t let them treat you stupid. The bank is not your friend. They have laws that do not allow them to be your friends.