Question “Will there be a lower rate offered if you have no receipt…?” No. There can only be one rate. There can’t be dual rates. It’s against the law to have more than one rate for a currency. And will there be lower rates offered if you have no receipt? If you don’t have a receipt, it ain’t got nothing to do with the exchange process. The receipt is important for if you are ever audited. If you are audited our government is going to say to you what did you deduct…for your capital gains? You deducted 20% let me see your receipt…You don’t have a receipt? You’re in the 40% category. [dinar guru Note: Consult your tax professional at the appropriate time to determine the right tax strategy for your unique circumstances.]
