“HCM CITY — HDBank is one of the first lenders in Việt Nam to have successfully adopted Basel III reforms standards.” HD Bank in Vietnam has upgraded from Basel 2 to Basel 3 Reforms across the board on all of the requirements it takes to be compliant. The Basel Committee has recommended this for International Banks since January 1, 2023, and HD Bank is our first International pioneer. They have reached sustainable goals through Article 4…with the IMF, and they are now able to move forward… Iraq being on a similar track…HDBank, one of the pioneers in Việt Nam, has applied leading international risk management standards…