[via PDK]  Question:  I heard that the rate at banks would be different from those at redemption centers. Is this true?  MarkZ:  That is what we have been told. That the rates will be higher at redeeming banks/centers than if you just walked in off the streets.  Question:  Where are those redeeming banks?   MarkZ:  They will be all over. They could be right down the street from you. They are not going to give us redemption center locations until it is time to set appointments. For security reasons. It is a well guarded secret for now.  Comment:  I have seen photos of banks getting ready.   MarkZ:  IMO they are clearly gearing up.