In MarkZ 

I am told now that there is no negotiation on rates. I believe this to be true. I am told there will be only one rate offered period when we go in…and that this is non-negotiable. This rate is covered in a treaty and I believe this is accurate… As I understand it…you make an apt from info from your email, from dinar sites…you will automatically get the contract rate…if you just walk in off the street…go to your local teller – then you will get the street rate.