[What do you hear about NDA’s? Do you think they are real?] I do…I know Mr. C [Mike Cottrell] does not think there will be one. I think the NDA will only be on the rate. I do not think it will be “all powerful” and they can take your money if you say anything. I had talked to a number of bankers that agree with me. The NDA on rate is for many different reasons. Different countries may have different rates. They have different levels of participation- especially on the dinar. Also to protect ourselves…..for our security. That is what I am being told.