I just don’t think you’re going to see a huge RV or RI. That’d be too much of a shock to the system…I might be wrong…they might roll out and give us an RI or RV that’s possible but I just don’t see it happening. Not yet. I do think the rate change is going to get to a point that we all love, easy, in a short period of time…I don’t do rates. I don’t do dates but I think it’s going to happen much more faster than people think.
