Pimpy 

People say, I don’t think this [$0.76] is where the rate is going to be.  I agree.  I don’t think that’s where the rate’s going to be either.  It might when we first start but I don’t think it’s going to stop there…$3.22, is that possible?  Yeah that’s possible.  I don’t deny that.  But $3.22 is not going to be times this denomination [25,000].  It’s going to be times this denomination [25].  They’re going to have the $3.22 rate.  I agree with you.  But after they delete the zeros, not before…I’ll take the $3.22 rate even if they take the zeros off.