Sandy Ingram 

The exchange rate in the beginning could be very very different than the exchange rate further down the road.  That’s why many people say if you have a million Iraqi dinars that you may want to trade in 250,000 in the beginning and wait to see what happens for the balance of your Iraqi dinar.  While other people say you should exchange the entire million Iraq dinar immediately when the Central Bank of Iraq adjusts the currency. : Sandy Ingram