After reading 84 of the most recent reports on everything Iraq, it is my honest opinion that Iraq is still frought with serious shortcomings. The banking sector is once again being revamped. A digital currency is being developed for use in International commerce and is not finished nor is the cross-border payment training finished. In fact, reports say it is going very slowly. Plus the proliferation of massive projects moving forward dictate the logic that Iraq is nowhere near ready for a Revaluation of the IQD.