Question:  “What percentage rate should I look for when I exchange?”  1%, 2%, 3% I think is more than fair especially if you’re dealing with high million numbers.  Anything past that gets a little gluttonous.   Me personally, my % for exchanging will be zero.  You know how many dinars I will be taking to a bank?  ‘You’re going to charge me, to deposit my money into your bank?!??  Bye-Bye.  Of course we can work something out.  Now do it.’  It bothers me that this is what’s going to happen… banks will take advantage of you.