The dinar is legal tender and internationally convertible now.
It is just that the CBI is under Article XIV that makes banks shy away from engaging with the CBI and dinar (because it is risky and banks by nature are usually conservative).
That is a choice for banks to make.
Article VIII simple means that the CBI has met a level of compliance and international standards under the IMF.
Which then would be much more inviting for banks to want to engage with Iraq.
